Terms and Conditions — acidcapitalist.com

Effective Date: 22 March 2026
Last Updated: 22 March 2026
Website: acidcapitalist.com
Contact: legal@acidcapitalist.com

Quick Reference — At a Glance

| Field | Details | |---|---| | Website | acidcapitalist.com | | Operator | Acid Capitalist | | Based in | Estonia, European Union | | Governing Law | Laws of the Republic of Estonia | | Jurisdiction | Harju County Court, Tallinn, Estonia | | Contact | legal@acidcapitalist.com | | Last Updated | 22 March 2026 |

1. Introduction & Acceptance

These Terms and Conditions ("Terms") govern your access to and use of the website acidcapitalist.com ("Website", "Site"), operated by Acid Capitalist ("we", "us", "our").

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.

We may update these Terms from time to time. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

2. About Acid Capitalist

Acid Capitalist is a financial news and commentary website registered and operating in Estonia, a Member State of the European Union. We publish news articles, market analysis, opinion pieces, and educational content related to finance, investing, and economics.

For any questions about these Terms, please contact us:

Email: legal@acidcapitalist.com
Website: https://acidcapitalist.com/contact
Postal Address: [Your registered address, Estonia]

3. Eligibility

By using the Website, you represent and warrant that:

You are at least 16 years of age
You have the legal capacity to enter into a binding agreement
Your use of the Website does not violate any applicable laws or regulations

If you are accessing the Website on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

4. User Accounts

4.1 Account Registration

Certain features of the Website (such as commenting and personalised content) may require you to create an account. When registering, you agree to:

Provide accurate, current, and complete information
Keep your login credentials secure and confidential
Notify us immediately of any unauthorised access to your account
Accept responsibility for all activity under your account

4.2 Account Suspension and Termination

We reserve the right to suspend or terminate your account at our discretion if:

You breach any of these Terms
Your account is used for fraudulent, abusive, or illegal activity
You provide false or misleading information during registration
Your account has been inactive for an extended period

You may delete your account at any time from your account settings. Upon deletion, your personal data will be handled in accordance with our Privacy Policy.

5. Acceptable Use

5.1 Permitted Use

You may use the Website for lawful, personal, and non-commercial purposes. This includes reading articles, subscribing to our newsletter, posting comments, and engaging with our content.

5.2 Prohibited Conduct

You agree not to:

Copy, reproduce, distribute, or republish any content from the Website without our prior written consent
Use automated tools, bots, scrapers, or crawlers to access or extract content from the Website, except as permitted by our robots.txt file
Interfere with, disrupt, or place an unreasonable burden on the Website's infrastructure or security features
Attempt to gain unauthorised access to any part of the Website, other user accounts, or our systems
Use the Website to transmit malware, viruses, or other harmful code
Impersonate any person or entity, or misrepresent your affiliation with any person or entity
Use the Website for any unlawful purpose or to solicit the performance of any illegal activity
Collect or harvest personal data of other users without their consent
Use content from the Website to train artificial intelligence or machine learning models without our express written permission

6. Content & Intellectual Property

6.1 Our Content

All content on the Website — including but not limited to articles, text, graphics, logos, icons, images, audio clips, data compilations, and software — is the property of Acid Capitalist or our content licensors and is protected by Estonian, European Union, and international copyright and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any of our content without prior written permission from Acid Capitalist.

6.2 Limited Licence

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and view the content on the Website for your personal, non-commercial use. This licence does not include the right to:

Download, copy, or store content beyond normal browser caching
Modify or create derivative works based on our content
Frame, mirror, or embed any portion of the Website on another site
Use our content for commercial purposes without a separate licence agreement

6.3 Trademarks

"Acid Capitalist", the Acid Capitalist logo, and any other trademarks, service marks, or trade dress displayed on the Website are the property of Acid Capitalist. You may not use them without our prior written consent.

7. User-Generated Content

7.1 Comments and Submissions

When you post comments, submit feedback, or otherwise contribute content to the Website ("User Content"), you:

Retain ownership of your original content
Grant Acid Capitalist a worldwide, non-exclusive, royalty-free, perpetual, irrevocable licence to use, reproduce, modify, adapt, publish, translate, distribute, and display your User Content in connection with the Website and our business
Represent and warrant that your User Content does not infringe the intellectual property rights of any third party and does not contain unlawful, defamatory, or obscene material

7.2 Content Standards

User Content must not:

Contain defamatory, abusive, threatening, harassing, or hateful language
Promote violence, discrimination, or illegal activity
Contain spam, unsolicited advertising, or promotional material
Infringe on the intellectual property rights of others
Contain personal or confidential information of third parties without their consent
Impersonate another person or misrepresent your identity

7.3 Moderation

We reserve the right to review, edit, or remove any User Content at our sole discretion, without notice, for any reason, including but not limited to violations of these Terms or our community guidelines. We are not obligated to monitor User Content but may do so at our discretion.

8. Newsletter

8.1 Subscription

By subscribing to our newsletter, you consent to receive emails from Acid Capitalist containing financial news, market commentary, and updates. Your subscription is governed by these Terms and our Privacy Policy.

8.2 Unsubscribing

You may unsubscribe from our newsletter at any time by clicking the "Unsubscribe" link in the footer of any email, or by contacting us directly. We will process your request immediately.

8.3 No Financial Advice

Newsletter content is provided for informational and educational purposes only and does not constitute financial, investment, or professional advice. See Section 10 for our full disclaimer.

9. Third-Party Links and Services

The Website may contain links to third-party websites, services, or resources. These links are provided for your convenience and do not imply endorsement, sponsorship, or responsibility by Acid Capitalist.

We have no control over the content, privacy practices, or availability of third-party sites. Your use of any third-party service is at your own risk and subject to that third party's terms and policies. We encourage you to read the terms and privacy policies of any third-party website you visit.

10. Financial Disclaimer

IMPORTANT — PLEASE READ CAREFULLY:

All content published on acidcapitalist.com — including articles, newsletters, market analysis, commentary, social media posts, and any other communications — is provided strictly for informational and educational purposes only.

Nothing on this Website constitutes:

Financial advice or investment advice

Trading advice or recommendations

Tax, legal, or accounting advice

A solicitation or offer to buy or sell any securities, commodities, or financial instruments

A personal recommendation tailored to your individual circumstances

Acid Capitalist is not:

A registered financial adviser, broker-dealer, or investment firm

Licensed, registered, or authorised to provide financial advice in any jurisdiction

Responsible for any investment decisions you make based on our content

Financial markets involve substantial risk. Past performance is not indicative of future results. You may lose some or all of your invested capital. Always conduct your own independent research and seek advice from a qualified, regulated financial professional before making any investment decisions.

Any references to specific securities, assets, or investment strategies are for illustrative purposes only and do not constitute a recommendation. We may hold positions in securities mentioned on the Website, and we are under no obligation to disclose such positions.

11. Limitation of Liability

11.1 Website Provided "As Is"

The Website and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.

11.2 No Guarantee of Availability

We do not guarantee that the Website will be uninterrupted, secure, error-free, or free from viruses or other harmful components. We may suspend or discontinue the Website or any part of it at any time without notice.

11.3 Limitation of Damages

To the fullest extent permitted by applicable law (including EU consumer protection regulations), Acid Capitalist, its directors, employees, agents, and affiliates shall not be liable for any:

Indirect, incidental, special, consequential, or punitive damages
Loss of profits, revenue, data, goodwill, or anticipated savings
Financial losses arising from reliance on content published on the Website
Damages resulting from errors, omissions, or inaccuracies in our content
Damages resulting from unauthorised access to or alteration of your data

Where liability cannot be excluded under applicable law (including mandatory EU consumer protection provisions), our total aggregate liability for all claims shall not exceed €100 or the amount you have paid to us in the 12 months preceding the claim, whichever is greater.

11.4 EU Consumer Rights

Nothing in these Terms shall limit or exclude any rights you may have as a consumer under mandatory European Union or Estonian consumer protection legislation that cannot be waived by agreement.

12. Indemnification

You agree to indemnify, defend, and hold harmless Acid Capitalist, its directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:

Your use of the Website
Your breach of these Terms
Your User Content
Your violation of any applicable law or the rights of any third party

13. Privacy

Your privacy is important to us. Our collection and use of personal data is governed by our Privacy Policy, available at acidcapitalist.com/privacy-policy. By using the Website, you acknowledge that you have read and understood our Privacy Policy.

14. Cookies

We use cookies and similar technologies as described in our Privacy Policy (Section 7 — Cookies & Tracking Technologies). By continuing to use the Website after accepting our cookie banner, you consent to our use of cookies as described therein.

15. Governing Law and Jurisdiction

15.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Estonia, without regard to its conflict-of-law provisions.

15.2 Jurisdiction

Any disputes arising from or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of Harju County (Harju Maakohus), Tallinn, Estonia.

15.3 EU Consumer Alternative Dispute Resolution

If you are a consumer residing in the European Union and are not satisfied with how we have handled a complaint, you may be entitled to use the European Online Dispute Resolution (ODR) platform, available at: https://ec.europa.eu/consumers/odr

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, it shall be severed. The remaining provisions shall continue in full force and effect.

17. Waiver

The failure of Acid Capitalist to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver must be in writing and signed by an authorised representative of Acid Capitalist.

18. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms applicable to specific features of the Website, constitute the entire agreement between you and Acid Capitalist regarding your use of the Website and supersede all prior agreements, representations, and understandings.

19. Changes to These Terms

We may revise these Terms at any time at our sole discretion. When we make material changes, we will:

Update the "Last Updated" date at the top of these Terms
Post a notice on our website homepage for at least 30 days
Where we have your email address, send you a notification of significant changes

Your continued use of the Website after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree with the changes, you must stop using the Website.

20. Contact Us

If you have any questions about these Terms, please contact us:

Email: legal@acidcapitalist.com
Website: https://acidcapitalist.com/contact
Postal Address: [Your registered address, Estonia]

Acid Capitalist | acidcapitalist.com | legal@acidcapitalist.com | Last updated: 22 March 2026